The Credit Union Philosophy

Credit unions are democratically owned and controlled institutions based on People Helping People principles. Credit union boards of directors are elected by the members; each member has one vote, regardless of how much money they have. Only members may serve as directors, and directors serve without compensation. Credit unions have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher dividends on savings, lower loan rates, and lower cost for services.

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Administration
989–910–5135

Grayling Branch
989–348–7488

Houghton Lake Branch
989–366–9646

Roscommon Branch
989–275–5169

Standish Branch
989–846–9553