December 24, 2008

Fradulent Security Warning

From: notice@ncacu.org
Subject: Important Message!
Date: Tue, 23 Dec 2008 13:12:01 -0600

We recently reviewed your account, and suspect that your North Central Area Credit Union. account may have been accessed from an unauthorized computer. This may be due to changes in your IP address or location. Protecting the security of your account and North Central Area Credit Union's network is our primary concern and that is why your account was locked.

To unlock your account please Click Here.

Copyright © 2008 North Central Area Credit Union.

Note to members:We will never notify you by e-mail or phone regarding security issues. We will never request personal information from you in this matter. The web address listed notice@ncacu.org is not a real address. This website link takes you to a bogus website so unknown thieves can STEAL your personal information.

Dec 9, 2008 - Phishing E-Mails
This bogus E-Mail is going out to businesses, members, and nonmembers

- On Tue, 12/9/08, North Central Area Credit Union wrote:

From: North Central Area Credit Union
Subject: Official Notification From North Central Area C.U.
To:
Date: Tuesday, December 9, 2008, 9:10 AM

You have 1 new ALERT message Please login to your North Central Area Credit Union Online Login and visit the Message Center section in order to read the message.

To Login, please click the link below:

North Central Area Credit Union Online Banking

Copyright © 2008 North Central Area Credit Union

Note to members: Our official website is www.ncacu.org. We will never provide you with a link to our site in this manner. There is no such e-mail from our credit union with the address msgcenter@ncacu.org . You will never be contacted by e-mail about any alert messages or concerns regarding your account. If you have questions contact your local branch by visiting us or calling the phone number on your statement. Do not click on any provided links!

Dec 9, 2008 - Lottery Checks

NCACU members have been targeted to receive a bogus lottery mailing.
The Letter is from RBC Financial, International Finance Department. Please note the spelling errors...This was how the letter was written:

Claim Number SEN-014256-RF.
AWARD CLAIM NOTIFICATION
FINAL NOTICE

We are pleased to advice you that you are a winner in the second category of Sweepstakes and Lottery Draw held on October 24, 2008.

Your name was attached to an ENTRY SLIP with serial number 5674599 and drew the lucky winning numbers 45-90-76-44.

You are therefore entitled to the sum of US $250,000.00 (Two hundred and fifty thousand dollars) payable to you by bank draft, money order or certified check.

In accordance with the lottery and sweepstakes commission policy, your prize money has been forwarded to our Clearing/disbursement institution to release same to you. Consequently, enclosed is a check for US $4,900.00 (Four thousand nine hundred dollars) deducted from your winning.

The purpose of this check is to assist you pay for the Non Resident Government Tax (GST). The payment information is as stated below: Tax Agent: Mellody Bright.
Tax amount: US$ 3,980.00 (Three thousand nine hundred and eighty dollars).
Payment Method: MONEY GRAM.
You are advised to contact your assigned claims agent,
SOPHIE HALL: 1-647-894-7092.
Monday to Saturday, 8am to 6pm (ET) for further instructions on how to claim your winnings.

Please do not act on this notice until you speak to your claim agent.

(Signature provided)
John Garfield (Promotions Manager)

(A Wells Fargo Bank Check was enclosed from COLORFUL HARVEST LLC, Salinas, CA. for the amount of $4,900.00)

Note to members: If it sounds too good to be true...it is. This is an attempt to have you send money to receive money that you will never get. When cashing a check, Financial Institutions must make money available to you by law. However, members cashing such checks are responsible for paying the amount made available when the check bounces.

Dec 2, 2008 - Check Free Services

Check Free Service had a temporary incident when members were redirected to a bogus site. Authorities took immediate action and the bogus site was shut down immediately with no casualties.

Note to members: Keep your computer updated with the latest anti virus and spy ware programs. If you are suspicious, and/or have been prompted to enter any personal information to reactivate, confirm, or apply for an account, remember this action can compromise your security and result in the loss of your money.

Nov 14, 2008 - Bogus Emails

Some Alpena Community Credit Union members have reported receiving emails from "Community Financial Credit Union" indicating that their accounts have been jeopardized and that they need to respond by clicking on the address on the email and provide their information.

Note to members: As always we tell our members that we would never contact them in this manner. Community Financial Credit Union in Hillman is aware of this and is working with law enforcement on this matter.