How to Join

Joining NCACU is easy. Simply click here for our Membership Application. Bring your completed application and your picture ID to one of our local branches. We will handle the rest.

The NCACU Switch Kit

Open My New Account.

1. Open your North Central Area Credit Union Account by visiting any one of our four Locations.

2. Send your Direct Deposit Form to your employer, the Social Security Administration, or your retirement plan administrator.

3. Use the Switching Services Checklist to organize your information when applying for NCACU services. Sign up for our FREE online banking, e-statements, and Bill Pay* to make your life easier.

*You must set up a checking account to use Bill Pay 

Switch My Old Account.

4. Stop using your old checking and savings account and let all your outstanding checks clear before closing the account. Allow 10 or more days for your checks to be printed. Order New Checks.

5. Close your old account when you have completed the above tasks. Fill out an Account Closure Request form and deliver it to your old financial institution. (Mailing this personal information can put your account at risk
for ID theft or fraud)

Print a Copy

When red light is flashing there is a new alert.

Apply Online!

Fight Identity Theft at http://www.cusecure.org.

Free Credit Report

Stock Market Info

Administration
989–910–5135

Grayling Branch
989–348–7488

Houghton Lake Branch
989–366–9646

Roscommon Branch
989–275–5169

Standish Branch
989–846–9553