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Courtesy Pay
Courtesy Pay protects you from the embarrassment of returned checks, and merchant returned checks. Courtesy Pay is a service that allows us to pay an item presented against your checking account even if it causes the account to become overdrawn. The system allows you to draw up to $500 over your account balance; a $25 overdraft fee will be included into this amount. The member is then given 30 days to bring their balance current. If additional checks are written when the balance is deficient an additional fee of $25 will apply. To qualify for Courtesy Pay your account has to be open for at least 60 days and maintain a good standing with the credit union. For more information on Courtesy Pay contact your local NCACU branch.
CU*Talk Banking Service:
800–860–5704
If you need to report your card lost or stolen after hours call:
Visa: 800–991–4961
ATM: 800–754–4128
